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Personal Loan

Home Loan

Business Loan

Vehicle Loan

Credit Card

Why choose Us

LoanTrust is the largest online portal for lending loans and other financial dispersals.LoanTrust has helped a lot of individuals to realize their dreams by serving their capital needs with complete transparency.

Our Mission

To Facilitate the financial security with full range of highly competitive financial products and services which helps individuals make best choice and value for money they invest.

Our Vision

To be paramount ,profitable and pervasive financial organization in the world

Personal Loan

We are focused on helping people obtain personal loan from banks, NBFCs, and individual lenders

Home Loan

Apply for a home loan with us and connect with significant financiers who can help meet your requirement

Business Loan

Now flourish your business by getting business loan from the leading financial institutes in an instant

Vehicle Loan

We are focused on helping people obtain Business loan from banks, NBFCs, and individual lenders

Credit Card

We help you to get lifetime free credit cards from multiple banks with zero joining fee

Our Banking Partners

  • HDFC Bank
  • Axis Bank
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LoanTrust.in is your one-stop destination for all types of loans, and investment products in India. Born with an aim to make your personal finance decisions easy, convenient and transparent for our customers. LoanTrust is the largest online portal for lending loans and other financial dispersals. In recent times, LoanTrust has helped a lot of individuals to realize their dreams by serving their capital needs with complete transparency. Our goal is to help people compare and choose from various financial products across categories such as personal loans, home loans, credit cards, education loans, car loans, savings accounts and mutual funds. We work with leading banks and NBFCs to fulfill customer loan requirements.

Loads of Reasons to Sign Up with LoanTrust & Enjoy Awesome Benefits!

LoanTrust was born in the mid-2015, to ease the pain of customers in getting the best deals on a wide range of financial products like personal loans, home loans, business loans, checking credit score etc. LoanTrust is the only neutral online marketplace for instant customized rate quotes on loans helping you to shop for loans & cards just like you buy everything else now - online. This happens real-time which ensures that you get the best rate always. We have tie-ups with all the major banks and NBFCs which provide loans and also take quick strides to reach the mind of people through our hard work, transparency and seamless customer services.

Through LoanTrust we try to offer you a technology platform which helps you save maximum money from your financial requirements like personal loans, home loans, business loans etc. We try to make your life simple by acting as a mediating platform between financial institutions like banks/NBFCs/money changers and people like you. We take your request to these institutions and try to get you the best product/service/deal from their many offerings.

  • Enjoy Financial solutions for a Lifetime
  • Make Informed Financial Decisions
  • Compare with multiple banks
  • Free financial assistance
  • Get seamless financial support
  • Attractive Cashback offers

Frequently Asked Questions (FAQs)

Why should I use LoanTrust?

By using LoanTrust you get Credit Evaluation is done and instant loans through our affiliate banks and NBFCs.

Why LoanTrust, if I can get a loan from the bank holding my savings account?

Product offered on Loantrust platform are flexible and custom made for you. The speed of disbursal, No Penalty on Pre-Payment* (Part or Full), Lower cash outgo, Higher loan amount and all our services are doorstep.

How does LoanTrust assess my credit worthiness and how long does this take?

Each consumer wishing to borrow on the LoanTrust website will need to go through rigorous verification and credit assessment process. The assessment is based on information collected from various data sources like the application form, credit bureaus, bank statements, pay slips, verification reports, social media, etc. The above process is automated and happens within seconds. Hence, you can get an approval shortly after you submit your application.

How can LoanTrust help me in getting a personal loan and maximum amount & duration?

Yes, at LoanTrust, we help you to get personal loans starting from Rs. 25,000 up to Rs.25 lakhs for 1 to 5 years.

Can I repay my loan early?

Yes, you can pre-pay your loan as and when you want.

Reasons for my application getting rejected?

The reason your application was rejected was that your credit profile did not match the criteria stipulated in the policy provided by the financial institution at the time. However, the institution might be able to approve your application at a later date, if by then your credit file has improved or there have been changes in the policy.

What information is shared with the lenders browsing through the profiles?

Lenders will have the ability to view detailed profiles of the borrowers, information like financial information, employment information, etc. The personal knowledge of the borrower remains protected as per our privacy policy.

How will you disburse the loan amount?

At LoanTrust we ensure 100% safety & transparency to carry out every truncation through online process only. Soon after the loan is approved, the funds will be transferred right into your bank account.

What is a credit score?

A credit score is the measure of an individual’s creditworthiness. The higher the score, the better-placed one is to have access to any credit– a credit card, a personal loan, a car loan or even a home loan. It is usually a three digit number between 300 and 900 which is calculated based on the individual’s repayment history on credit products.

Is it free to check my credit score on LoanTrust?

Yes, free to check your credit score on LoanTrust.

What is a credit report?

Credit report, which is provided by CIBIL, is a report card based on your performance on loans. Banks use this information to assess your loan applications. It is the single most significant criteria for evaluating your loan application.

Why do I need to upload KYC documents?

KYC documents help us identify you. We want to make sure that we share your credit report with you and only you. We only ask for documents that banks recognize as a form of KYC, e.g., Passport, Aadhaar, Bank Statements, etc.

Once the loan is repaid, and the outstanding has been cleared, will the Bank send me some confirmation?

The Bank / NBFC issues its customer a “No Due Certificate” on the closure of the loan.

Do you offer Balance Transfer facility?

Yes, we offer Top up facility if you have paid 6 EMI on the existing Personal Loan.

Do I have to provide any security or collateral?

No security or collateral or guarantors are required for obtaining loans.

How secure is my information?

For LoanTrust, data security is of utmost priority. All of your data is kept strictly confidential and is shared with the funding institution of your choice, based on your application.

Are there pre-closure charges?

Our affiliate NBFCs don't levy any pre-closure charges, post six months of Interest servicing

Do you have hidden charges?

At LoanTrsut, we promise you there are no hidden charges. The complete list of Fee and Interest are provided at the time of disbursal as part of loan schedule. Our affiliate NBFCs levy only one-time processing fee equal to 2% plus applicable Taxes, of the sanctioned amount. Particular Purpose Loans can carry higher processing fees.

What would be the duration of a loan?

Our affiliate NBFCs offer loans with durations anywhere between 1 year to 5 years. Individual purpose loans are provided from 10 Days to 33 months, as per the agreement term.

How do I pay the installments?

Through NACH to our affiliate NBFCs wherein your account will automatically get debited on due dates.

What all documents do I need to submit to get credit evaluation done?

Pan Card Copy, 6 Months Bank statement of salary account, Latest salary slip and Address Proof.

Home Loan
Personal loan
yes bank personal loan
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Current Rate of Interest

Product Type Rate of Interest starts %
Personal Loan 10.25%
Home Loan 7.15%
Loan Against Property 8.70%
Business Loan 13.50%
Professional Loan 12.99%
Doctor Loan 11.25%
Two Wheeler Loan 8.5%

Personal Loan Rate of interest

Service type Interest rate
Rate of interest Min ROI: 10.25% - Max ROI: 18%
Loan Processing charges Up to 2.5% of the loan amount subject to a minimum of Rs.1000/-
Minimum Repayment Period 12 Months
Maximum Repayment Period 60 Months
Prepayment No prepayment permitted until repayment of 12 EMIs for salaried
Pre payment Charges For salaried: 13-24 months- 4% of the Principal Outstanding 25-36 months- 2% of Principal Outstanding > 36 months-Nil
Charges for the late payment of EMI 24% per annum on amount outstanding from the date of default
Cheque bounce charges Rs. 450/- per cheque bounce

Representative Example

For example if a person borrowed a loan of Rs. 5,000,00/- with a rate of interest 12% per annum for 60 months. Then monthly EMI is Rs. 11,122/- per month

Customer Testimonials

Customer Testimonails

Thanks to LoanTrust, I got my personal loan within a short span of time which was paperless and hassle-free. Sure. Would recommend to friends.

Ramesh Infosys
Customer Testimonails

Got a credit card from LoanTrust. It was such an easy and convenient experience. Thanks

Sunil Kumar Wipro
Customer Testimonails

Had a great experience applying for a home loan through LoanTrust. I was looking for a home loan of around 25 lakhs for a duration of 20 years. Thanks to LoanTrust I got my home loan with less paperwork and low-interest rate. Thank you. Keep it up.

Mukesh IBM India
Customer Testimonails

Great website and excellent customer service. Got my business loan without moving an inch sitting at home. Credit goes to LoanTrust. Kudos to the entire team

Nalina Oracle India Pvt Ltd
Customer Testimonails

Customer services are excellent. Thanks for getting me a personal loan where no strings attached. Give it a try.

Gita Kumari VM ware

Our Head Office

LoanTrust
1370/1, JMJ complex,
Devarachikkana Halli cross,
Begur Main Rd Bengaluru, Karnataka 560068

Phone: +91 7019863505
Email: info@loantrust.in

Working Hours:

Mon-Sat: 9AM to 9PM
Sunday: Closed

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